Software financing

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0% financing for IBM Software

Take advantage of rates as low as 0% over 12 months1 on new IBM software licenses and first-year subscription and support. Get low rates on terms from 24 to 60 months. IBM Global Financing offers simple contracts that can be customized for your needs, with fast approvals, and flexible payment structures and terms.

Securing software financing can lead to smoother deployment of your projects and faster return on investment, providing an attractive alternative to using cash. And, with a predictable payment plan, your business can lower capital expenses and match cash flows to project milestones.

Offering highlights

Extended payment solutions

Extended Payment Solutions are available from IBM Global Financing with no up-front payments for IBM Software for qualified clients. This no-interest offering has two payments: 50% of the principal due at month three and the remaining 50% due at month nine. Eligible deals must include at least 50% new IBM Software license under non-ELA type agreements.

Appliances financing

  • IBM Global Financing can provide the financing options necessary to speed your appliances rollout and accelerate your time to value.

    Our Fair Market Value leases can help lower your total cost of ownership by as much as 12 percent² and improve your financial return.

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1 Charges for software and services must be one-time, non-recurring. Minimum deal size is $5,000, with maximum of $1 million. Not all products qualify for all offers, please check with your local representative.

2Represents Net Present Value savings over a 36 months period for an IBM hardware Fair Market Value lease from IBM Global Financing with a "best credit" customer and including an assumed value for the customer’s cost of capital of the U.S. prime rate.

Legal notes

IBM Global Financing offerings are provided through IBM Credit LLC in the United States and other IBM subsidiaries and divisions worldwide to qualified commercial and government clients. Rates and availability are based on a client’s credit rating, financing terms, offering type, equipment and product type and options, and may vary by country. Non-hardware items must be one-time, non-recurring charges and are financed by means of loans. Other restrictions may apply. Rates and offerings are subject to change, extension or withdrawal without notice and may not be available in all countries. IBM and IBM Global Financing do not, nor intend to, offer or provide accounting, tax or legal advice to clients. Clients should consult with their own financial, tax and legal advisors. Any tax or accounting treatment decisions made by or on behalf of the client are the sole responsibility of the client.

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