IT hardware financing

Get the infrastructure you need at a lower cost and within budget

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Your business needs hardware. From notebooks and tablets to smart phones to servers and storage, IBM Global Financing is here to help you acquire the most advanced infrastructure within your budget. Between our competitive rates and customized solutions, IBM Global Financing is the best option to help you affordably meet your hardware financing needs and stay competitive. Specifically, we can help credit-qualified clients to:

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    • • Conserve cash to use for other strategic needs and investments
    • • Maximize cash flow and accelerate your project’s cash flow break-even point with payment terms that align costs with anticipated benefits
    • • Add capacity or upgrade, often at little or no increase in monthly payments
    • • Lower your total cost of ownership with a Fair Market Value lease
    • • Prevent technology obsolescence with planned hardware update and refresh cycles. Manage your assets for the entire technology lifecycle–from planning to acquisition, management and retirement of your equipment.

System z financing - helping make the extraordinary financially possible

  • zEnterprise

    System z creates an optimized infrastructure to support secure cloud delivery and integration of operational data with analytics. IBM Global Financing can help you make the most of your System z by lowering your costs, improving total cost of ownership and speeding return on investment.

Offering highlights

PureSystems financing

  • IBM PureSystems financing

    IBM PureSystems™ is a new breed of system, that integrates hardware and software in a way that fundamentally changes the experience and economics of IT. IBM Global Financing makes it easy to acquire these systems with flexible financing options.

System x financing

IBM System x and Bladecenter servers offer a dynamic and dependable infrastructure that ultimately delivers improved technology at a lower cost with the help of IBM Global Financing. Our affordable monthly payments are the perfect way for your business to acquire high-quality servers for less.

Power Systems

Move up to IBM’s next generation Power Systems technology and obtain a huge boost to your capacity and processing performance with potentially minimal budget impact. IBM Global Financing can help you free up cash—generate savings faster—and potentially lower your monthly payments—when you replace your existing technology with IBM’s newest processors.

Storage financing

The storage solution portfolio from IBM is the most complete and diverse on the market. From tape drives to easy to use midrange disk systems to sophisticated storage infrastructure, IBM Global Financing has a broad set of hardware financing offerings that can help you innovate, take advantage of new technology and ultimately grow your business, all without breaking the bank.

  • Disk system exchange

    Disk system exchange

    Get increased performance and functionality while providing time for a seamless transition

Manage your IT across its lifecycle

From the moment you start to plan an IT initiative, across the lifespan of your solution, through the process of retiring your used equipment, we can help you make the smart decisions necessary to stretch your budget, conserve cash and meet your IT requirements

Let IBM Global Financing help you manage your assets, here's how:

  • Online Asset management: Customer Centre provides a centralized tool to manage all your leased assets online
  • Funding your migration to IBM: End to end financing and equipment disposal services can help clients to quickly and cost effectively migrate to an IBM platform.
  • Affordable technology upgrades: IBM Global Financing can help you upgrade your existing machines to the latest IBM technology with in-place upgrades.
  • Equity upgrade lease: Protect your purchased equipment from technology obsolescence with an equity upgrade lease, which lets you use the equity in your IT equipment to finance your next upgrades.
  • Sale leaseback: Boost cash flow by selling your fixed IT assets and then leasing them back
  • Technology exchange: For enterprises requiring a side by side, non-disruptive move to the latest IBM technology
  • IBM Power systems exchange: Use this cost-effective option to quickly, easily and affordably get IBM's powerful new technology
  • End of lease: Comprehensive instructions on how to return your leased IT equipment.
  • Open infrastructure offering: Establish a single, customized agreement to simplify paying for your large-scale IT investments
  • Asset disposal: Dispose of retired assets in a cost-effective and environmentally safe way

Legal notes

IBM Global Financing offerings are provided through IBM Credit LLC in the United States and other IBM subsidiaries and divisions worldwide to qualified commercial and government clients. Rates and availability are based on a client’s credit rating, financing terms, offering type, equipment and product type and options, and may vary by country. Non-hardware items must be one-time, non-recurring charges and are financed by means of loans. Other restrictions may apply. Rates and offerings are subject to change, extension or withdrawal without notice and may not be available in all countries.IBM, the IBM logo, and Rapid Financing are trademarks of IBM Corp. Other product and service names may be trademarks of IBM or other companies. The current list of IBM trademarks is available at

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IBM Certified Pre-owned Equipment


From notebooks and desktops to servers and peripherals, there's no better way to save on genuine IBM solutions.

IBM Certified Pre-owned Equipment features the quality and reliability you expect from IBM. IBM Certified Pre-owned PC product purchases are backed by a 7-day money back guarantee and limited warranties.

They also include complimentary standard ground shipping.

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IBM Power Systems Exchange - Lower risk with a side by side upgrade

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