Cúram Solution for Pensions

Pensions management that delivers better service and improves outcomes

IBM® Cúram Solution for Pensions enables a scalable, large data and high-volume transaction approach for national-level pension program management, while helping to provide a coordinated, person-centric service delivery for individuals and employers. This solution offers extensive client and employer lifecycle management capabilities to support recording contributions, managing circumstance changes, receiving claims, calculating eligibility, interfacing with other government and external pension programs, and payment delivery.

Cúram Solution for Pensions uses the IBM Cúram Social Program Management Platform, a business and technology platform that provides more than 3,000 best practices to support retirement and disability pension programs. This platform includes:

• Social program core components with ready-to-use data models and evidence management and eligibility capabilities that can manage changing legislation, rulesets and circumstances throughout a person’s entire working life and retirement years.
• The ability to meet changing delivery demands and to adopt and prototype evolving social programs and service delivery models.
• Dynamic programs that deliver prebuilt business user configuration tools for rapid configuration of new benefits, allowances and top-up payments in line with a dynamic social security reform approach.
• Configurable business processes that support the social program lifecycle from initial registration to retirement and end-of-life.
• A scalable, high-transaction-volume processing engine with full automation across large amounts of data.

Product editions:

Cúram Appeals: An automated solution that provides comprehensive support for the appeals and fair hearings process.
Features | Product support (US)

Cúram Business Intelligence and Analytics: A decision support solution that helps social program organizations analyze the effectiveness of their programs and gain insight into the efficiency of their operations.
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Cúram Evidence Broker: Offers a flexible approach for evidence sharing across social programs.
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Cúram Life Event Management: Enables caseworkers and citizens to update citizen profiles when certain life events occur.
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Cúram Social Program Management Platform: Provides full lifecycle support for managing social programs from needs to outcomes.
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Cúram Universal Access: Enables governments to provide citizens with a single point of access to all social programs and services for which they are eligible.
Features | Product support (US)