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Since 1981 IBM Global Financing has been helping businesses realise tremendous savings on their IT acquisitions. Today, with over $36 billion in assets under management in more than 55 countries, our competitive rates, flexible solutions and commitment to customer service has made us one of the industry leaders for IT financing solutions. Whether you are a multinational corporation, small- to midsize business, elementary school or national government, our solutions can help you afford and manage virtually any IT acquisition, including multivendor hardware, software and services.
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 IT Financing
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Financing for the whole IT solution, combining hardware, software and services -- from IBM and other vendors -- into a single invoice so you can easily track your financed and leased assets. Whether you're a small business, mid-sized company or multinational enterprise, your business can now afford the IT assets you need to stay competitive in a demanding e-business marketplace.
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IBM Global Financing options
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Leasing
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Conserve cash flow, preserve existing credit lines and avoid the risk of technological obsolescence by leasing your next acquisition.
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Software and services financing
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Keep software costs from slowing your business growth. We offer flexible financing arrangements without end-of-lease purchase premiums.
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Master agreements
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After we've established a master agreement with you, it's easy to transact additional financing.
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Mid-lease options
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We offer unsurpassed flexibility for purchasing, upgrading or subleasing equipment during the term of your lease.
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End-of-lease options
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Our flexible options ensure your business needs drive your end-of-lease equipment decisions -- not the other way around.
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Equipment rental
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Address unforeseen capacity needs by adding or keeping equipment on a short-term basis.
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Refurbished
equipment
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Get great technology and stay within your budget by purchasing or leasing IBM Certified Used equipment.
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