Because a lease has a specified end date, there is a facilitated technology refresh built into the overall acquisition. At mid-lease, refinancing your remaining obligation over a new term can lower your current payment and create budget room to enable a new payment to upgrade your IBM server or storage system.
For select IBM System i® and System p® servers, IBM Global Financing also offers a migration program to select IBM Power™ System servers.
The example below shows a mid-lease upgrade of an IBM System p 570 with a POWER5+ processor to a POWER6™ processor, providing substantial additional performance, energy-saving technology and exceptional virtualization capability.
While the initial lease in this example has a monthly payment of x, the mid-lease upgrade to the POWER6™ processor has a payment of x-5% per month over the new term.
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1 Lease example represents a Fair Market Value lease for 36 months; best credit customer. Actual financing rates based on customer's credit rating, financing terms, offering type, equipment type and options. Other restrictions may apply.
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Equity upgrade leases
Use the equity in your IT equipment to finance your next upgrades