Lease or purchase?

Lease vs. Purchase - more than a numbers decision

Concerned about the high cost of acquiring information technology (IT), and whether you can even afford it?

Compared to purchasing and outright ownership of IT equipment, leasing provides an array of compelling benefits—including affordability—that span the entire lifecycle of your IT solution.

Leasing and other funding solutions from IBM Global Financing may accelerate acquisition of IT equipment and solutions—including hardware, software and services. It's an affordable model for all size companies and organizations and helps lower your total cost of ownership and protect your enterprise against technology obsolescence and financial risk.

Besides conserving capital, leasing through IBM Global Financing provides unmatched technological flexibility and marketplace agility by allowing you to upgrade to the latest technology in the middle of your lease term with little or no increase in your monthly payments. This allows your business to always stay ahead of the curve in this age of rapid technological change.

By leasing through IBM Global Financing, you're essentially using our money to pay for your technology and holding onto your own capital to support all your other important business expenses and core investments. In addition, you turn upfront costs into affordable monthly payments that you can comfortably handle.

Let IBM Global Financing work with you to create a leasing solution that supports your business strategy and financial requirements. Our offerings help maximize cash flow for the lifetime of your acquisition and also assist in the disposal of your equipment at end-of-lease in a secure and environmentally safe manner.

We're here to help

Easy ways to get the answers you need.

Calculate your costs

For deals <$500k, get an IT financing estimate in seconds

Lease vs. Purchase: How to choose

Wohl Associates Report

In many cases, available cash funds and budgets impact making acquisition decisions at the optimum time. But this is an unnecessary restriction since attractive leasing options are nearly always available. Leasing is often the best option, since it allows your organization to keep its cash resources for other needs and spread the payment for new equipment, software, and services over the period of its usage.