Offering description
Use the power of your inventory to match cash flow to sales, sell more without maintaining outstanding receivables, and obtain essential funding to support multiple product lines. Our Inventory Financing offerings include:
Inventory Financing
Our inventory financing offering provides up to 100 percent financing of eligible inventory, with a no-charge financing period up to 75 days for approved manufacturers, and early payment discounts for payments received within 15 days.
We provide Inventory Financing for product and software sales from both IBM and non-IBM suppliers, manufacturers, and other distributors.
If you're a Buyer...benefits include:
increased credit capacity
supplier - sponsored free financing
simple, common repayment dates each month
100% advance rates
online account management
consolidate supplier purchases into one easy-to-manage credit facility
flexible structures - match repayment terms to accounts receivable terms
accelerated cash flow
maximized business volumes
improved Days Payables Outstanding
If you're a Supplier...benefits include:
increased reseller purchasing capacity
reduced credit risk
reduced Days Sales Outstanding
more predictable cash flow
electronic approvals & EDI invoicing
increased client loyalty
enhanced productivity
outsource collections and other activities
optimize balance sheet
IBM Flexible Credit
A completely online system that lets you obtain from $100k to $500k worth of business credit. Apply and receive approval in minutes from the comfort of your home or office! No need to even walk to the bank.
IBM Flexible Credit offers credit lines that can be used with your choice of authorized suppliers.
Benefits include:
immediate approval for credit if qualified
no paperwork! A PDF version of your agreement will be prepared for your review; just click to electronically sign
flexible repayment options
free financing for 30/45/60 days, depending on supplier
access to products from over 120 authorized suppliers
24/7 system access to online account management tool
