If your company needs working capital to finance day-to-day operations or to help grow your business, IBM Global Financing offers competitively-priced funding with flexible terms and conditions. 
Receivables Financing from IBM Allows you to obtain working capital by borrowing against available collateral such as accounts receivable and inventory
IBM Term Loans Enables you to spread the cost of assets and infrastructure investments over time
Supply Chain Financing Buyers: Leverage your ability to obtain low-cost financing for your Suppliers, to obtain better terms in future negotiations. Extend your Days Payables Outstanding.
Commercial Financing brochure
Overview of commercial financing programs we offer covering the full spectrum of the working capital and supply chain cycles (482Kb)
Supply Chain Financing helps companies improve margins, reduce working capital and improve supplier relations by extending supply chain management principles from product and information flows to financial flows.