
Cloud financing
Cloud computing is enabling a more cost effective, agile and flexible consumption of IT and is transforming the way companies do business. To realize these benefits companies are investing in data centers that are enabled for cloud and transforming their business processes.
In a world where budgets are tight and constantly scrutinized, dealing with these upfront investments is a challenge, and accelerating the time to value is critical. IBM Global Financing can help your company achieve these benefits of cloud computing:
Lower cost
Adopting cloud can help your company reduce your IT costs (1) – financing the IT infrastructure needed to operate in a cloud environment, can help take these savings further.
IBM Global Financing offerings provide qualified companies with:
- 0% interest rate for servers, storage and software (2)
- 10 - 16% lower Total Cost of Ownership than outright purchase when hardware is leased (3)
Act with speed
Cloud enables your company to accelerate time to market - financing can help expedite the time to value.
IBM Global Financing:
- enables your company to acquire the cloud solutions you need by addressing budget constraints
- helps your company to accelerate your cloud project’s cash flow break even point by as much as 6 - 10 months by spreading up-front costs over time (4)
Increase flexibility
Cloud provides your company with the flexibility to react to new demands and revenue streams – financing can help increase the cash available to seize those opportunities.
IBM Global Financing:
- helps your company avoid upfront costs for cloud solutions, and conserves cash for other strategic initiatives
- Fair Market Value leasing brings protection from technology obsolescence and enables credit qualified clients to add capacity and upgrade with little or no changes in monthly payment.
(1) “Our commitment to informed decision making led us to consider private cloud delivery of Cognos via System z, which is the enabling foundation that makes possible +$20M savings over 5 years.”, – IBM Office of the CIO
(2) IBM Global Financing offerings are provided through IBM Credit LLC in the United States and other IBM subsidiaries and divisions worldwide to qualified commercial and government clients. Rates and availability are based on a client’s credit rating, financing terms, offering type, equipment and product type and options, and may vary by country. Non-hardware items must be one-time, non-recurring charges and are financed by means of loans. Other restrictions may apply. Rates and 0% financing server, storage and software offerings are subject to change, extension or withdrawal without notice and may not be available in all countries.
(3) Represents Net Present Value savings over a 36 months period for an IT infrastructure Fair Market Value lease, "best credit" customer. Current IGF monthly rates for IBM hardware used to calculate PV savings. Savings can vary according to hardware platform
(4) IBM Center for Applied Insights, 2011
