IBM Global Financing

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The world's largest IT captive financier

IBM has helped enable companies and other organizations all over the world to re-frame issues in unexpected ways, anticipate, rather than react to events, and seize competitive advantage. At IBM Global Financing we help clients acquire the latest technological solutions and services so they can innovate, grow and become smarter. We do this by providing you with robust financing and asset management strategies – helping ambitious visions become reality.

IBM Global Financing is the world’s largest IT captive financier and can help enable credit-qualified clients to transform their business with affordable options to acquire the latest in IBM technology and solutions including: cloud, analytics, mobile and social. Our flexible payment options can accelerate the acquisition of transformational projects with total solution financing, including IBM and non-IBM products and services. Our IT financing specialists have serviced clients in over 60 countries in 33 years.

Offering highlights

Benefits of IBM Global Financing

One immediate benefit of using IBM Global Financing is to turn large upfront costs into affordable monthly installments. We can finance all IBM equipment and select third party technologies to make them affordable. Other benefits of IBM Global Financing help you to:

  • Lower overall cost and reduce the budget impact of technology acquisition
  • Conserve cash to use for other strategic needs and investments
  • Maximize cash flow and accelerate a project’s cash flow break-even point with payment terms that align costs with anticipated benefits
  • Accelerate the acquisition of technology
  • Reduce the risk of technological obsolescence
  • Acquire IBM Certified Pre-owned Equipment offerings that enable access to reliable IBM technology when new is not an option
  • Dispose of obsolete technology in accordance with environmental laws and regulations

Financing solutions for every phase of the IT Lifecycle

When you implement a long-term, customized IT financing strategy from IBM Global Financing, we’ll help you boost your purchasing power and maximize return on your technology investment. From the moment you start to plan an IT initiative across the lifespan of your solution, through the process of retiring your used equipment, we can help you make the smart decisions necessary to stretch your budget, conserve cash and meet today’s wide range of C-suite financial requirements.

IBM Global Financing is a leader in disposing of used IT assets. When it comes time to dispose of your IT solutions, IBM Global Financing disposes of it in accordance with environmental laws and regulations.

Legal notes

IBM Global Financing offerings are provided through IBM Credit LLC in the United States and other IBM subsidiaries and divisions worldwide to qualified commercial and government clients. Rates and availability are based on a client’s credit rating, financing terms, offering type, equipment and product type and options, and may vary by country. Non-hardware items must be one-time, non-recurring charges and are financed by means of loans. Other restrictions may apply. Rates and offerings are subject to change, extension or withdrawal without notice and may not be available in all countries. IBM and IBM Global Financing do not, nor intend to, offer or provide accounting, tax or legal advice to clients. Clients should consult with their own financial, tax and legal advisors. Any tax or accounting treatment decisions made by or on behalf of the client are the sole responsibility of the client.

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