“The current adopters of cognitive systems realize that the business benefit is not strictly on cost savings but also to elevate themselves above the competition by offering better products and services.”
Budgets are under pressure. You need to create a strategy to manage — or even shrink — necessary expenses while you innovate. As you look to invest in the initiatives that are right for your company, it’s important to manage your cash flow by better matching costs to anticipated benefits and ensuring your projects are delivering a strong return on investment.
IBM Global Financing provides the purchasing power to create the competitive advantage and financial stability you need to save, re-invest and innovate. We offer a range of customizable payment plans, with simple contracts, rapid approvals and flexible payment structures.
We serve a wide range of clients, from small businesses to the majority of the Fortune Global 100 companies. Of course, the best financing strategy is one tailored to your organization’s goals, which is why we’ve developed our full suite of customizable financing solutions.
Premium payment options
Our premium payment options give you several packaged choices that can be used alone or in combination with each other. From single-source financing options to using equity from your current server to finance an upgrade, our payment options provide you with balanced and cost-effective payment structures.
IBM Project Financing™
A dedicated single-source financing option
IBM Project Financing provides you with single-source financing tailored to your project’s lifecycle. By providing a dedicated funding source, IBM Project Financing helps allay the risk of delayed projects and reduces contract scope, while speeding project approval and implementation.
Get the advantages of leasing with IT equipment you’ve already purchased
If you need an immediate cash infusion and you own your IT equipment, consider a sale-leaseback: we will buy your current IBM IT assets and lease them back to you at competitive rates.
Special offerings and promotions
We provide you with many financing options, but our special offers are just that — special. Whether you’re migrating to a new system or looking for a bundled software-hardware deal, the offers below are some effective ways to meet your needs.
We finance possibilities! Start your journey into the cognitive era.
Accelerate your competitive advantage by re-investing and innovating your IT environment through strategic and flexible IT financing options from IBM Global Financing.
While our leases provide lowest monthly payments and include several options at end of lease, we also offer 0% interest payment plans for systems, software and services.
We can finance your entire solution. Contact IBM Global Financing or your IBM seller or Business Partner to learn more.
IBM Z® mainframe
Design a fully customized IT financing and asset management strategy with IBM Global Financing.
Obtain savings up to 12% over purchase with a Fair Market Value Lease.1
IBM Software: 12 month payment plans at 0% interest on IBM software2 licenses, subscriptions and first-year support. Affordable rates for 24 to 60 month terms.
SaaS Solution Financing: Get rates as low as 0% over 12 months and attractive rates for longer terms when you finance your prepaid SaaS structures (annual or multi-year prepaid) through the end of the year in addition to IBM Software licenses, subscriptions and first year support. Pay month to month or with a custom payment schedule. Lock in great prices for prepaid SaaS and help preserve your cash with a flexible payment plan.
Oracle Migration to IBM DB2: Move to IBM DB2 with affordable payment plans to align project cost outlays with anticipated benefits, accelerate cash flow break-even points, and preserve cash and existing lines of credit for other strategic initiatives.
Eligible clients can get 0% financing for 12 months on IBM DB2 and associated software. IBM also has low-rate, flexible leasing plans for IBM systems and storage.
Power Scale-out servers: 24 months financing at 0% rate on Scale-out servers including systems software and software maintenance.3
IBM Power Systems: 12 month payment plan at 0% rate on POWER8 Power Systems servers including Scale-out/Linux, Scale-out, Enterprise (850, 870, 880), Converged infrastructure (PurePower System), High performance computing and IBM PureFlex System.3
IBM Flash Storage: 24 months financing at 0% interest for IBM FlashSystem Family models and all-flash IBM Storwize models including systems software and systems software maintenance.4
IBM Storage: 12 month payment plan at 0% interest on all IBM Storage Systems including systems software and software maintenance.5
IBM VersaStack: Finance your entire VersaStack solution with IBM Global Financing. Use our hardware Fair Market Value leasing offering for lowest monthly payment on IBM Storage, and Cisco Servers and Networking.
Pre-approved for Pre-owned
It’s easier than ever to acquire IBM Certified Pre-owned servers and storage. Get pre-approved financing up to a total transaction size of 250,000 USD, with a maximum of 20% IBM Software, no credit review needed!
All IBM Certified Pre-owned equipment is:
- Fully tested to the latest IBM technology standards
- Comes with a 90 day money back guarantee
- Qualifies for IBM maintenance
- Uses only genuine IBM replacement parts
We can work with you to customize and/or pre-configure the equipment to help accelerate implementation. Our Fast Ship program can deliver equipment within 24 hours, pre-loaded with software, tested and configured to your specifications. Contact us at: 866-IBM-1123 to get started today. See more information on IBM Certified Pre-owned Equipment.
Collaboration software payment installments
Break up your software licensing payments into three installments.
If you are purchasing a new license for selected IBM® Collaboration or IBM WebSphere® portal collaboration offerings, we offer a special annual payment plan to better align with budget and project objectives. We give you financing rates as low as 0%, and the total cost is broken up into three equal annual installments.
The first payment is due at signing, and the next two payments are due 12 and 24 months later. This provides more predictable annual costs and a smaller upfront investment for new licenses and covers expenditures as low as $5,000.
- All ICS products - WebSphere Portal products (excludes any SaaS offerings and SmartCloud for Social Business)
IBM Global Financing offerings are provided through IBM subsidiaries and divisions worldwide to qualified commercial and government clients. Rates and availability are based on a client’s credit rating, financing terms, offering type, equipment and product type and options, and may vary by country. Non-hardware items must be one-time, non-recurring charges and are financed by means of loans. Other restrictions may apply. Rates and offerings are subject to change, extension or withdrawal without notice and may not be available in all countries. IBM and IBM Global Financing do not, nor intend to, offer or provide accounting, tax or legal advice to clients. Clients should consult with their own financial, tax and legal advisors. Any tax or accounting treatment decisions made by or on behalf of the client are the sole responsibility of the client.