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Simple, affordable, complete financing for your mid-sized business


Enjoy all the advantages that financing can provide—from improved cash flow to greater return on investment — for organisations with as few as ten employees. IBM Global Financing offers a portfolio of financing solutions with flexible terms and competitive rates that are geared to the unique needs and challenges of small and mid-sized businesses.

Get easy access to leases and loans for IBM and non-IBM hardware, software and services, used equipment and a full range of asset buyback and disposal services, for old equipment at end of lease. Regardless of your asset mix, IBM Global Financing can be your single financing partner and provide one simple contract for your complete IT solution.

By financing with IBM, you can defer upfront investment costs and conserve cash for higher yielding investments—and improve your total cost of ownership. You also get:

Learn more about our convenient and comprehensive financing solutions for small businesses and mid-sized businesses.

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IBM Certified Used

Ideal for short-term needs, special projects or simply adding capacity—with the IBM quality and reliability you expect.