Earlier this year, IBM Global Financing announced it was making up to $5 billion in low cost financing available to organizations focused on smart infrastructure projects. To further stimulate global economies, IBM Global Financing is offering no payments for 90 days to help clients get started now with no payments on eligible hardware, software and services until 2010! Qualified clients can obtain the solutions they need now and begin work on projects tied to IT initiatives such as smarter infrastructure, smart grids, health information technology and smarter transportation.

The 90 days are followed by a 33-month fair market value or full payout lease, or software/services financing with competitive rates to qualified clients acquiring IBM and non-IBM hardware, software and services, including IBM Pre-Owned Equipment either directly from IBM or through IBM Business Partners.

In addition to our 90-day no payment program IBM Global Financing has developed other ways to help you finance your move to smarter, more efficient technologies.

IBM Global Financing is extending financing rates as low as zero percent for 12 months for new IBM software licenses across the IBM software portfolio. Additionally, IBM Global Financing will accommodate discounts for customers that lock-in multi-year licensing deals at the zero percent financing rate on IBM Lotus products and solutions. Check with your local IBM Global Financing representative for more details on qualifying software products in your country. Click here for more information on the benefits of financing IBM software.

IBM has an extensive portfolio of certified pre-owned equipment, including servers, storage and workstations. Buying IBM Certified Pre-owned Equipment can ease burden on credit and/or cash-strapped companies, while giving them peace-of-mind buying trusted technology from a trusted partner.

IBM Global Financing provides tailored capital solutions to help organizations of all sizes manage cash flow and assets. Even in an era of tight credit, we finance the acquisition of technology solutions for our clients and provide working capital for business partners and suppliers. Our overall objective is to enable our clients and partners manage their liquidity and make investments they need to support their business success. We do this by providing solutions to manage the end to end life cycle of IT assets and technology investments from acquisition to disposal.

These offerings include:

• Competitive leases and loans to fund the acquisition of IBM and selected non-IBM hardware, software and services
• Sales of IBM Certified Pre-owned Equipment
• Equipment buyback and secure IT disposal services