IBM Global Financing
and the CFO

Chief Financial Officers (CFOs), who traditionally have managed and orchestrated the flow of capital, now are expanding their scope and collaborating with Chief Information Officers (CIOs) in new ways to accelerate enterprise agility, anticipate future outcomes, and drive a discipline of performance.

Today, CFOs must link strategy to execution as the new era of computing is emerging. Big Data and the convergence of analytics, social, mobile and cloud technologies are rapidly reinventing the enterprise and creating an entirely new basis for competitive advantage, particularly for financial management.

IBM Global Financing can help provide solutions to finance a new era of computing. We can customize payment structures to meet CFO’s financial needs and make the optimal solution affordable. By offering highly competitive rates, flexible terms and the ability to offer multiple-period funding for the full solution—including consulting services, software and hardware from IBM and non-IBM IT suppliers, we can address the CFO’s challenges.

Challenge: How financing can help:
Optimize cash flow Reduce up-front costs and better align them to expected benefits
Maximize Liquidity Free up cash and preserve credit lines for core business needs
Reduce cost and improve Return on Equity (ROI) - Lower ongoing maintenance and support costs
- Improve ROI with Fair Market Value (FMV) leases that are lower in cost (on a present value basis) rather than making purchases
Improve financial predictability Better manage risk with predictable and known costs over a fixed term

Why IBM Global Financing?

With the help of IBM Global Financing, CFOs can acquire the IT solutions they need including: analytics, social, mobile and cloud technologies in the most cost-effective and strategic way possible. We’ll collaborate with credit-qualified clients to customize payment options for hardware, software and services to suit their business goals, enable effective cash management and improve total cost of ownership.

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Legal notes

IBM Global Financing offerings are provided through IBM Credit LLC in the United States and other IBM subsidiaries and divisions worldwide to qualified commercial and government clients. Rates and availability are based on a client’s credit rating, financing terms, offering type, equipment and product type and options, and may vary by country. Non-hardware items must be one-time, non-recurring charges and are financed by means of loans. Other restrictions may apply. Rates and offerings are subject to change, extension or withdrawal without notice and may not be available in all countries. IBM, the IBM logo, and Rapid Financing are trademarks of IBM Corp. Other product and service names may be trademarks of IBM or other companies. The current list of IBM trademarks is available at

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