IBM Global Financing will make available $1 billion in financing to help credit-qualified small and medium businesses (SMBs) to take advantage of a new suite of advanced technologies such as analytics and cloud. This effort is designed to help SMBs spur innovation and drive economic growth by making credit more easily accessible, with approvals often in less than a day, through IBM Global Financing.
Financing is one of the biggest challenges limiting the success of SMBs today. U.S. Small Business Administration (SBA) consistently reports that well over 50 percent of small businesses fail within their first five years due to lack of capital. Since this segment is responsible for nearly 65 percent of global GDP, representing more than 90 percent of all businesses and employing more than 90 percent of the world’s workforce, SMBs play a critical role in a global economic recovery.
As your business faces the future, IBM Global Financing offers financing options with competitive rates and flexible terms that facilitate IT solution acquisitions. By optimizing the use of available financial resources, we can help you accelerate investments to grow your business.
- View the full press release: IBM Broadens Efforts to Prepare Small and Medium Businesses for Growth
As a growing proportion of IT investment shifts to software in today’s business environment, financing offers the perfect means to help you overcome cost and budget concerns. For companies used to financing hardware acquisitions, it’s important to know that the same financing benefits apply to software as well.
Whether you’re upgrading applications, implementing new business-critical solutions across your enterprise or engaging in a consulting project, you can relieve cost pressures by financing your one-time-charge (OTC) software through IBM Global Financing.
To help ease budget challenges, IBM Global Financing is offering financing rates as low as 0% over 12 months for credit-qualified clients purchasing new IBM software licenses and first-year subscription and support charges. Competitive rates are also available for longer payment terms.
Take advantage of our new IBM Cost Buster solution middleware and hardware small-deal bundles that are wrapped with affordable financing for midmarket clients. Many IBM Cost Buster solutions can be less than $5 per user per month* (over 36 months) based on a 100 user client scenario. New solutions specially designed for SMBs include software, systems, and services offerings focused on cloud, analytics, collaboration, and security.
As with all our financing solutions, software financing from IBM Global Financing can help you stay within budget by turning large up-front costs into affordable monthly payments as well as:
- Control expenses
- Match cash flow to expected business benefits
- Conserve cash for other strategic initiatives
Ask for a financing quote on every proposal. To learn more, please contact your IBM Global Financing representative.
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