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Financing promotions

Low Rate Financing

 

Below-market rates on virtually every IBM brand

Low Rate Financing continues to be one of our most popular promotional offerings, with below-market rates, flexible payment plans, fast approvals, and a single periodic payment for hardware, software and services. At these great rates, your clients will probably find their monthly payments on a 36-month lease are actually less than the purchase price divided by 36. That can be a pretty powerful sales incentive!

And now, with minimum transaction sizes as low as $1,000, it's easier than ever for your clients to qualify for Low Rate Financing. Even mid-sized companies can finance IT acquisitions at exceptional rates that used to be out of reach.

Almost every IBM brand qualifies for these terrific rates, from powerful systems and storage to software and services, so clients can finance their entire solution at tremendous savings.

With all these great products available at such incredible rates, it's easy to see why Low Rate Financing is one of the best ways to sell more of the IT solutions your clients need. So be sure to make Low Rate Financing part of your complete IT solutions!

Highlights:

  • Get rates as low as 3.00% for hardware, and 3.60% for software and GBS services
  • Reduces the total cost of ownership with exceptionally low rates.
  • Simplifies budgeting and planning by combining IBM hardware, software and services into a single contract with a single monthly statement.
  • Helps clients realize big savings compared to an outright purchase.
  • Preserves cash flow and other lines of credit.
  • Frees up funds for other crucial technology requirements.

Eligible IBM products and services
Product family Specific models
System i™
(U.S., Canada, and Latin America1)
All models and upgrades
System p™
(U.S., Canada, and Latin America1)
9117, 9118, 9119 - 38.5% discount cap;
System x™
(U.S., Canada, and Latin America1)
No discount cap; on System x models
7981, 8677, 8720, 8730, 8839, 8842, 8843, 8844, 8850, 8853, 8862, 8863, 8872, 8874 all other models subject to a 15% discount
System z™
(U.S., Canada, and Latin America1)
2086, 2096 all models2
System Storage™
(U.S., Canada, and Latin America1)
All models and updates
Retail Store Systems
(U.S., Canada, and Latin America1)
All models2
IBM Services
(U.S., Latin America1)
Global Business Services
Global Technology Services3
IBM One Time Charge Software
(U.S., Canada, and Latin America1)
All One Time Charge Software


1 Eligible IBM products and services may vary in selected Latin American countries.
2 Special restrictions apply.
3 Excludes customized business recovery services contracts, and Cisco contracts with less than 30% Global Technology Services content. Greater than $1 million requires special approval.

End dates:

  • In Canada, the United States and Latin America, order requirements include a firm order (purchase order and/or signed lease agreement) by December 31, 2008, with client-requested arrival date of January 31, 2009, or earlier, as well as a signed lease prior to shipment.

Eligibility requirements:

  • Available to credit-qualified commercial and state, local and federal clients in the United States and all eligible clients in Canada. In Latin America, the offer is available for investment-grade clients in Brazil, Mexico, Chile, Peru and Colombia.
  • Valid for companies with at least 10 employees.

Terms and conditions:

  • Financing transaction sizes from $1,000 to $1 million in the United States and Canada per IBM brand ($2 million for System p).
  • In Brazil, minimum transaction size is $200,000; in Mexico, Colombia and Peru, minimum transaction size is $100,000; and in Chile, minimum transaction size is $50,000.
  • Financing rates as low as 3.00% in the United States or 2.60% in Canada are available on eligible hardware (as low as 3.60% in the United States or 3.20% in Canada on eligible software and GBS services; as low as 5.70% on eligible GTS services) in the United States for Best Plus credit-qualified clients for 24 month terms with a $1 end-of-lease purchase option for transactions between $100,000 and $1 million.
  • Other restrictions may apply. Contact your IBM Global Representative for additional information and specific details.

For more information:

Low Rate Financing from IBM Global Financing information sheet (49Kb)
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IBM Global Financing offerings are provided through IBM Credit LLC in the United States and other IBM subsidiaries and divisions worldwide to qualified commercial and government customers. Rates are based on a customer's credit rating, financing terms, offering type, equipment type and options, and may vary by country. Other restrictions may apply. Rates and offerings are subject to change, extension or withdrawal without notice.
 

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