IBM Global Financing

The world's premier single source provider of
Payment options for IT solutions

IBM Global Financing

The world's premier single source provider of
Payment options for IT solutions

Make leasing part of your IT strategy

A Fair Market Value lease can shrink your growing IT costsLearn more

Make leasing part of your IT strategy

A Fair Market Value lease can shrink your growing IT costs

$4 Billion available to boost your business

Fund your IT. Fund your growth.Learn more

$4 Billion available to boost your business

Fund your IT. Fund your growth.

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On a smarter planet, IBM has helped enable companies and other organisations all over the world to re-frame issues in unexpected ways, anticipate, rather than react to events, and seize competitive advantage. At IBM Global Financing we help clients acquire the latest technological solutions and services so they can innovate, grow and become smarter. We do this by providing you with robust funding and asset management strategies, and an alternative source of funding – helping ambitious visions become reality.

IBM Global Financing helps credit-qualified clients acquire the IT solutions that they need in the most cost-effective and strategic way. You can choose from a variety of IT payment options to address your unique requirements, while helping to manage your cash flow and assets. Our IT financing specialists have serviced clients in 50 countries across the last 30 years.

Offering highlights

Affordable financing for Smarter Computing

Let IBM Global Financing help you turn up-front costs into low monthly payments

Finance your Cloud

Flexible payment programs to help jumpstart your cloud journey

IBM Project Financing™

Payment program for your entire IT project

IBM PureSystems financing

Up and running in hours, without the upfront cost!

Financing for CMOs CIOs

Financing provides solutions to enable CMOs and CIOs to transform marketing

Lease or purchase?

Lease vs. Purchase - more than a numbers decision

Benefits of IBM Global Financing

One immediate benefit of using IBM Global Financing is to turn large upfront costs into manageable monthly instalments. We can provide flexible payment options to all IBM equipment and select third party technologies to make them affordable. Other benefits of IBM Global Financing help you to:

Lower overall cost and reduce the budget impact of technology acquisition
Conserve cash to use for other strategic needs and investments
Maximise cash flow and accelerate a project’s cash flow break-even point with payment terms that align costs with anticipated benefits
Accelerate the acquisition of technology
Reduce the risk of technological obsolescence
Acquire IBM Certified Pre-owned Equipment offerings that enable access to reliable IBM technology when new is not an option
Dispose of obsolete technology in accordance with environmental laws and regulations

Payment plans and strategies for every phase of the IT lifecycle

When you implement a long-term, customised IT funding strategy from IBM Global Financing, we’ll help you boost your purchasing power and maximise return on your technology investment. From the moment you start to plan an IT initiative across the lifespan of your solution, through the process of retiring your used equipment, we can help you make the smart decisions necessary to stretch your budget, conserve cash and meet today’s wide range of C Suite financial requirements.

IBM Global Financing is a leader in disposing of used IT assets. When it comes time to dispose of your IT solutions, IBM Global Financing disposes of it in accordance with environmental laws and regulations.

Legal notes

IBM Global Financing offerings are provided through IBM Credit LLC in the United States and other IBM subsidiaries and divisions worldwide to qualified commercial and government clients. Rates and availability are based on a client’s credit rating, financing terms, offering type, equipment and product type and options, and may vary by country. Other restrictions may apply. Rates and offerings are subject to change, extension or withdrawal without notice and may not be available in all countries.