Why IBM
Use the power of your inventory to match cash flow to sales, sell more without maintaining outstanding receivables, and obtain essential funding to support multiple product lines.
What we offer
Inventory Financing lets manufacturers and distributors increase the volume of products flowing through their reseller chains while providing resellers needed relief from pressures to pay suppliers on standard terms. As a result, cash flow increases across the board and the entire distribution channel expands.
With less financial stress and increased working capital at hand, resellers can move greater volumes of product—increasing profits for all, and offering a classic win-win scenario.
If you’re a buyer… benefits include:
- increased credit capacity
- supplier - sponsored free financing
- simple, common repayment dates each month
- 100% advance rates
- online account management
- consolidate supplier purchases into one easy-to-manage credit facility
- flexible structures - match repayment terms to accounts receivable terms
- accelerated cash flow
- maximised business volumes
- improved Days Payables Outstanding
If you’re a supplier… benefits include:
- increased reseller purchasing capacity
- reduced credit risk
- reduced Days Sales Outstanding
- more predictable cash flow
- electronic approvals & EDI invoicing
- increased client loyalty
- enhanced productivity
- outsource collections and other activities
- optimise balance sheet
Other benefits include:
- flexible repayment options
- free financing for 30/45/60 days, depending on supplier
- 24/7 system access to online account management tool
- IBM support and dedication to your satisfaction
