IT hardware financing

Get the infrastructure you need at a lower cost and within budget

Primary tab navigation

Your business needs hardware. From notebooks and tablets to smart phones to servers and storage, IBM Global Financing is here to help you acquire the most advanced infrastructure within your budget. Between our competitive rates and customised solutions, IBM Global Financing is the best option to help you affordably meet your hardware financing needs and stay competitive. Specifically, we can help credit qualified clients to:

  • Conserve cash to use for other strategic needs and investments
  • Maximise cash flow and accelerate your project’s cash flow break-even point with payment terms that align costs with anticipated benefits
  • Add capacity or upgrade, often at little or no increase in monthly payments
  • Lower your total cost of ownership with a Fair Market Value lease
  • Prevent technology obsolescence with planned hardware update and refresh cycles. Manage your assets for the entire technology lifecycle – from planning to acquisition, management and retirement of your equipment.

PureSystems and Appliances financing

  • IBM PureSystems™ is a new breed of system, that integrates hardware and software in a way that fundamentally changes the experience and economics of IT. IBM Global Financing makes it easy to acquire these systems with flexible financing options.

  • Appliances have made it easier to integrate functions like analytics and security into your business by providing you a thoroughly tested hardware and software system. IBM Global Financing can help provide the financing options necessary to speed your appliance roll-out and accelerate your time to value.

Offering highlights

Power Systems

Move up to IBM’s next generation Power Systems technology and obtain a huge boost to your capacity and processing performance with potentially minimal budget impact. IBM Global Financing can help you free up cash—generate savings faster—and potentially lower your monthly payments—when you replace your existing technology with IBM’s newest processors.

Storage financing

The storage solution portfolio from IBM is the most complete and diverse on the market. From tape drives to easy to use midrange disk systems to sophisticated storage infrastructure, IBM Global Financing has a broad set of hardware financing offerings that can help you innovate, take advantage of new technology and ultimately grow your business, all without breaking the bank.

z Systems financing

Manage your IT across its lifecycle


From the moment you start to plan an IT initiative, across the lifespan of your solution, through the process of retiring your used equipment, we can help you make the smart decisions necessary to stretch your budget, conserve cash and meet your IT requirements

Let IBM Global Financing help you manage your assets, here's how:

  • Sale leaseback: Boost cash flow by selling your fixed IT assets and then leasing them back
  • End of lease: Comprehensive instructions on how to return your leased IT equipment.
  • Asset disposal: Dispose of retired assets in a cost-effective and environmentally safe way

Legal notes

IBM Global Financing offerings are provided through IBM Credit LLC in the United States and other IBM subsidiaries and divisions worldwide to qualified commercial and government clients. Rates and availability are based on a client’s credit rating, financing terms, offering type, equipment and product type and options, and may vary by country. Non-hardware items must be one-time, non-recurring charges and are financed by means of loans. Other restrictions may apply. Rates and offerings are subject to change, extension or withdrawal without notice and may not be available in all countries. IBM, the IBM logo, and Rapid Financing are trademarks of IBM Corp. Other product and service names may be trademarks of IBM or other companies. The current list of IBM trademarks is available at

We're here to help

Easy ways to get the answers you need.

  • #

    Case Studies

    Find and read case studies that can help you turn your vision into reality


  • Payment deferral

    Get started now

    Accelerate IT transformation with payment deferral options

Explore additional offerings and promotions

IBM Certified Pre-owned Equipment


From notebooks and desktops to servers and peripherals, there's no better way to save on genuine IBM solutions.

IBM Certified Pre-owned Equipment features the quality and reliability you expect from IBM. IBM Certified Pre-owned PC product purchases are backed by a 7-day money back guarantee and limited warranties.

They also include complimentary standard ground shipping.

Learn more

Follow IBM Global Financing on Twitter

Making innovation and growth affordable: flexible financing options help your organization stay ahead of the competition

Learn more about IBM Global Financing

Case studies
Find and read case studies that can help you turn your vision into reality

Analyst reports
See what the analysts are saying about IBM Global Financing

Search for documents about financing offerings and promotions

Our list of Frequently Asked Questions may help you

Press releases (UK)
Keep up with the latest news from IBM Global Financing