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Residual Value Lease - IBM Global Financing (the lessor) retains title to the assets and takes the risk on recovering the residual value. At the end of the lease the assets can be handed back with no further payments due, or can continue at reduced rates.
Finance Lease - no residual value is built in to the lease, so the assets are fully paid out over the lease term. At the end of the lease the assets can be handed back with no further rentals due, or the lease can continue at significantly lower rents. The lessor, IBM Global Financing, retains title to the assets.
Changes During Lease Period - The usual benefits of leasing still apply to your decisions during the lease period. Your organisation preserves cash for other investment priorities, while you use your lease to get the latest IBM technology, with the competitive advantage that this can bring. You can use it for most IT investments: to add or upgrade servers, to expand storage, to modernise printers, and install new software. Different options are available. You can finance an upgrade to your leased equipment to meet new requirements and include this on your original lease. At the same time, you have the option to extend the lease period on the original lease to match the extended life of your equipment, so regular lease payments can remain approximately the same.
Lease Contract - You can expand the scope of the lease contract and use it to finance other IT requirements. If you have a Master Lease with us you can do this simply by executing a transaction document placing the products under lease for the period and type you want. Without a Master Lease you will sign our simplified stand-alone lease agreement.
End of Lease Returns - Over the years, IBM Global Financing has worked with numerous customers returning hundreds of thousands of PCs, and we've used our experience to develop a process which will ensure a fast and easy end of lease activity. |
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