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IBM Software can help your business acquire essential capabilities such as turning information into insight, deepening engagement with customers, delivering enterprise mobility and managing risk, security and compliance. With IBM Global Financing, credit qualified customers can fund investments in short and long term projects, and quickly deploy capabilities from one of the most complete, open, standards-based software portfolios in the industry.

Flexible payment arrangements for your software solutions can lead to smoother deployment of your projects and faster return on investment, providing an attractive alternative to using cash. And, with a predictable payment plan, your business can lower capital expenses and match cash flows to project milestones

IBM Global Financing offers simple contracts that can be customised for your needs, with fast approvals, and flexible payment structures and terms. Offerings include highly competitive rates for your IBM software, including 0% interest instalment payments on IBM software for 12 months and fair market value (FMV) leases for the family of IBM software appliances and IBM PureSystems™.

Offering highlights

0% payment plan for IBM Software

When purchasing new IBM software licences and first-year subscription and support, your business can take advantage of rates as low as 0% over 12 months1. This is an ideal way to reduce your upfront costs with exceptionally low rates, fast approvals and a single periodic payment.

If your project requires more flexibility, IBM Global Financing offers additional payment structures with flexible terms to match expense outlays to project milestones. These options include:

Payment plans for PureSystems and Appliances

  • IBM PureSystems™ is a new breed of system, that integrates hardware and software in a way that fundamentally changes the experience and economics of IT. IBM Global Financing makes it easy to acquire these systems with flexible payment options.

  • Appliances have made it easier to integrate functions like analytics and security into your business by providing you a thoroughly tested hardware and software system. IBM Global Financing can help provide the financing options necessary to speed your appliance roll-out and accelerate your time to value.

    Our flexible payment options such as fair market value (FMV) leases can help lower your total cost of ownership by as much as 16 percent² and improve your financial return.

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Legal notes

IBM Global Financing offerings are provided through IBM Credit LLC in the United States and other IBM subsidiaries and divisions worldwide to qualified commercial and government clients. Rates and availability are based on a client’s credit rating, financing terms, offering type, equipment and product type and options, and may vary by country. Other restrictions may apply. Rates and offerings are subject to change, extension or withdrawal without notice and may not be available in all countries. IBM, the IBM logo, and Rapid Financing are trademarks of IBM Corp. Other product and service names may be trademarks of IBM or other companies. The current list of IBM trademarks is available at


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