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Low Rate Financing


Competitive rates on virtually every IBM brand

  • Financing rates as low as 1.60% in the United States or 0.00% in Canada for eligible hardware.
  • As low as 3.00% in the United States or 2.00% in Canada on eligible software.
  • As low as 3.30% in the United States or 2.80% in Canada on eligible Global Business Services.
  • Flexible payment plans, fast approvals, and a single periodic payment for hardware, software and services.
  • Minimum transaction sizes as low as $5,000.
  • Almost every IBM brand qualifies, from powerful IBM systems and storage to software and services.

With great IBM products available at such incredible rates, it's easy to see why Low Rate Financing is the best way to get the IT solutions your organization needs.

For more information


Ready to talk about financing?
Call us at 1-877-IBM-ACCESS (1-877-426-2223) or email us.


IBM Global Financing offerings are provided through IBM Credit LLC in the United States and other IBM subsidiaries and divisions worldwide to qualified commercial and government customers. Rates for credit-qualified clients for 24 month terms. Rates are based on a customer's credit rating, financing terms, offering type, equipment type and options, and may vary by country. Other restrictions may apply. Rates and offerings are subject to change, extension or withdrawal without notice.