Software financing

Accelerate your adoption of strategic initiatives

Primary tab navigation

IBM Software can help your business acquire essential capabilities such as turning information into insight, deepening engagement with customers, delivering enterprise mobility and managing risk, security and compliance. With IBM Global Financing, credit qualified customers can fund investments in short and long term projects, and quickly deploy capabilities from one of the most complete, open, standards-based software portfolios in the industry.

Flexible payment arrangements for your software solutions can lead to smoother deployment of your projects and faster return on investment, providing an attractive alternative to using cash. And, with a predictable payment plan, your business can lower capital expenses and match cash flows to project milestones

IBM Global Financing offers simple contracts that can be customised for your needs, with fast approvals, and flexible payment structures and terms. Offerings include highly competitive rates for your IBM software, including 0% interest instalment payments on IBM software for 12 months and fair market value (FMV) leases for the family of IBM software appliances and IBM PureSystems™.

Offering highlights

0% payment plan for IBM Software

When purchasing new IBM software licences, your business can take advantage of rates as low as 0% over 12 months1. This is an ideal way to reduce your upfront costs with exceptionally low rates, fast approvals and a single periodic payment.

If your project requires more flexibility, IBM Global Financing offers additional payment structures with flexible terms to match expense outlays to project milestones. These options include:


1 Charges for software must be one-time, non-recurring. Minimum deal size is $20,000, with maximum of $500,000. Offer expires 31 December 2013. Please check with your local representative for other terms and conditions.

Legal notes

IBM Global Financing offerings are provided through IBM Credit LLC in the United States and other IBM subsidiaries and divisions worldwide to qualified commercial and government clients. Rates and availability are based on a client’s credit rating, financing terms, offering type, equipment and product type and options, and may vary by country. Non-hardware items must be one-time, non-recurring charges and are financed by means of loans. Other restrictions may apply. Rates and offerings are subject to change, extension or withdrawal without notice and may not be available in all countries.IBM, the IBM logo, and Rapid Financing are trademarks of IBM Corp. Other product and service names may be trademarks of IBM or other companies. The current list of IBM trademarks is available at

We're here to help

Easy ways to get the answers you need.

or call us on
1800 616 8201800 616 820
Mon - Fri, 8:30 a.m. - 5:00 p.m. AEST

  • Case Studies

    Case Studies

    Find and read case studies that can help you turn your vision into reality


Follow IBM Global Financing on Twitter

Making innovation and growth affordable: flexible financing options help your organization stay ahead of the competition

Learn more about IBM Global Financing

Customer Centre
A centralised tool to manage all your leased assets online

Case studies
Find and read case studies that can help you turn your vision into reality

Analyst reports
See what the analysts are saying about IBM Global Financing

Search for documents about payment plans and promotions

Our list of Frequently Asked Questions may help you

Press releases (US)
Keep up with the latest news from IBM Global Financing