Pay and benefits

Cash compensation

Cash compensation opportunities include base pay, performance bonus, commissions, awards and other forms of earnings. When our business performance exceeds the plan and you perform at the highest level, you'll have an earnings opportunity that places you among the best-paid employees in the marketplace.

Performance bonus program

For most eligible employees, the performance bonus opportunity is 2-8 percent of eligible annual earnings — with the potential for greater rewards for extraordinary performance.

Healthcare benefits

You can customize your benefits coverage every year to best fit your individual or family needs. IBM benefits coverage can include your spouse or same-sex domestic partner and eligible dependents.

Medical, dental and vision benefits

Work and personal life balancing

Employees with one to nine years of service earn 15 days of vacation per year. Those with ten or more years of service earn 20 days of vacation per year.

IBM also offers 12 holidays per year — usually six observed nationally. The other six vary according to operational requirements, including at least one personal-choice holiday.

To help you balance your career with the rest of your life, we also offer flexible work schedules. You can vary your daily arrival time within limits established by local management. Telecommuting and work-week balancing schedules are available in many business units with prior management approval.

Income protection

IBM wants to ensure that, given a life-changing event, you and your family are protected. We also offer:

Retirement savings and stock purchase

Newly hired employees are eligible for the following programs:

IBM Savings Plan — 401(k) Pension Program

For eligible employees, IBM offers a dollar-for-dollar match, up to the first 6 percent of pay you contribute to the plan. Employees are eligible for this match after one year, and, once eligible, are fully vested. (Employees are always fully vested in their own contributions.)

IBM Employees Stock Purchase Plan

IBM's Employees Stock Purchase Plan (ESPP) offers eligible employees the opportunity to invest in IBM stock at a 5% discount off the market price on the date of purchase, each pay period.

Employees may designate between 1% and 10% of their pay to purchase IBM stock through automatic payroll deduction, up to a maximum of $25,000 worth of shares in a calendar year.

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